Have your cake and eat it too!

Split Annuities offer an opportunity to have your cake and eat it too! 

This program utilizes a pair of annuities to implement the strategy.   One is a fixed period immediate annuity, which provides immediate tax-advantaged income for a guaranteed period of time. The second is a single premium tax-deferred annuity which builds in a separate tax deferred account to restore your principal by the end of the guaranteed period.  This replaces the principal & income which is being withdrawn to provide you with current income from the immediate annuity. 

Advantages of a Split Annuity

1)  Dependable Income:  The Immediate Annuity can supplement income by providing a safe, predictable and guaranteed cash flow.  Depending on income needs, the Immediate Annuity can generate a monthly income stream for anywhere from three to twenty years.

2)  Tax Advantaged Income:  Since a significant portion of the monthly income from the Immediate Annuity is considered a return of original investment, it is tax advantaged.

3)  Tax-Deferred Growth and Original Income Preservation:  The Deferred Annuity portion of the split annuity concept offers tax deferred growth and earns a rate of interest that has historically been higher than average CD rates.

Call me today to see if this strategy will work for you as your investment accounts also grow.

561-212-8479